HDFC Bank

Category Archives for HDFC Bank.

My 2015 Indian Credit Cards Mileage Earning Strategy

Credit Cards play a huge role in earning miles in the current scenario around India. Here are all the credit cards I am spending on currently, along with my rationale for each of the credit cards. Have a look.

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A cheap way to extend validity of your JP Miles for 2 years and earn some in the process

One of the new enhancements that JetPrivilege rolled out for members a few weeks ago was the extension of their miles validity from 3 years to 5 years, as long as you had one co-branded debit or credit card, and one activity on the card in the past year. I think it is a great feature to offer, and I personally benefit from it if I drop off from my Platinum status sometime. Now, just very recently, HDFC and JetPrivilege’s co-branded debit card, dropped fees to INR 500 per annum (free for first year for Classic,Preferred and Imperia banking members). In this case, you’re getting 1000 JP Miles, to set up your debit card, 2000 JP Miles for your first…

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JetPrivilege HDFC Bank Debit Card now available for INR 500 annual fees

HDFC Bank and Jet Airways have offered the only mileage earning co-branded debit card in the Indian market since 2013. Here are the salient features of the card: 1000 JP Miles as enrolment bonus, 2000 JP Miles on first use. INR 750 as discount voucher on round-trip booking. 2000 JP Miles on renewal every year. 2 JP Miles for every INR 150 spent and 4 JP Miles for every INR 150 spent on Jet Airways. MasterCard Lounge Access. 5% off on domestic & international air tickets booked on jetairways.com The fee for this card was INR 1000 per annum, and free for the first year to HDFC Bank’s Premium Banking members (Classic, Preferred and Imperia). However, HDFC Bank has now…

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JetPrivilege extending validity of miles for co-branded card holders

I just received a wonderful surprise from JetPrivilege in my email, something that maybe a lot of you would be receiving shortly or have already received as well. JetPrivilege just sent out an email stating that the validity of all my JetPrivilege miles was being extended from 3 years to 5 years. I wasn’t ever worried about their expiry due to my JetPrivilege Platinum status, but seems like I have more time now even in case I don’t have Platinum status anymore. The email states that you need to hold at least one active co-branded credit card to get yourself the 2 year extension of your mileage balance expiry. This means not just holding the card but having made at…

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Tiger Airways offering almost free tickets to Singapore for HDFC Card Members till September 7, 2014

Tiger Airways is offering almost free one-ways on purchase of a return fare from Indian stations to Singapore, in case you book by September 7, 2014. You need to be able to book with an HDFC Credit/Debit/Prepaid card to be able to get this promotion. The fares are offered from Bangalore, Hyderabad, Trichy, Chennai and Kochi to Singapore for travel between 16 Sep-5 Dec 2014 and then 26 Jan-25 Mar 2015. To be able to benefit from these fares, all you need to do is to follow the following steps: Visit tigerair.com/promo/hdfc and key in the first 6-digits of your HDFC Bank Credit/ Debit/ Prepaid Card Select a flight for 1 or more passengers under the fare labelled ‘fly out…

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My Credit Card Strategy 2014 update

In the beginning of the year, I wrote my credit card strategy for 2014. I’ve been meaning to give a mid-year update, but not been able to do so far. Anyhow, lets take a look now at how things are going, and what may be the plan ahead. Here are the credit cards I already have, and my view on them. Citibank PremierMiles Visa (Keep): This is my favourite credit card all around, and if you’ve poked around this blog, you would have noticed I love this product. I intend to keep it and use it as my primary card to book airline tickets and make use of all the special Citibank promotions that come 3-4 times a year, such…

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Free Ticket codes very good reason why you should keep your Jet co-branded credit cards

One of the query I receive frequently from readers has been about the renewal for their Jet Airways co-branded credit cards issued by HDFC Bank, American Express and ICICI Bank. Most readers find it attractive to receive the card in the first year with 15,000 to 30,000 JP Miles as sign-up bonus, and want to cancel it after the first year because the second year renewal benefits are not as good, and they are paying the same amount of fees. While everyone who likes collecting miles across the globe loves to look at the US banks and the ability of US residents to churn credit cards every 3-6 months for big sign-up bonuses, it is a heartbreak indeed that the…

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Mileage Earning Credit Cards in India: 2014 comparison

Last year, I managed to put together a worksheet where I wanted to be able to help you all compare the various mileage earning credit cards in India, as per your spend patterns. Since then, a lot has changed in terms of products out there in the market. Some of these included the launch of the SBI/AI credit card, and the scaling down of mileage earning on ICICI Bank Jet Airways credit cards. I’m now happy to put out version 2 of the worksheet, which you should be able to access via Google Sheets. Like always, here is a quick primer on how this works with a few simple inputs: Step 1: You’d need to select if you are Jet…

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A sneak peek into the Diners Club space at the Mumbai Carnations Lounge

This past weekend, I happened to hop on to a flight from the A-gates of the Mumbai airport after a couple of months. And I was in the Carnations Lounge, which I have access to thanks to my Jet Airways status, as well as with the Priority Pass. I’ve seen this lounge shrinking over a period of time, first to accommodate the American Express Lounge which opened up for American Express Platinum members. And now, the Diners Club lounge which is open. Unlike the Amex Lounge, the Diners Club lounge is an open area and not a glass enclosure. It seems the food and drinks are going to be the same as for the regular access available to the lounge…

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