We have written extensively about the HDFC Bank Diners Club 10x program. HDFC Bank Diners Club 10X Rewards were my favourite kind of reward currency primarily due to some offbeat transfer partners they provided in India. The list went away late last year, but still I look at it as a 33% cashback card.
The list of 10X partners frequently gets updated, but no major shakeups, until now that is. The focus is on travel & e-commerce. They initially put out a year long list of partners, but then recalled it, and started to extend the date of the promotion by the months. Here are the announcements for April, May , June & July 2016. Then, it got extended through March 2017 but applied caps on reward earning per month, and a one month extension through April 2017. In May, they put a new list valid through July 2017.
One of the key changes introduced this time around was the booting out of travel partners such as GoIbibo and bringing in the HDFC captive Smartbuy platform. You see, this ways they make some money off Cleartrip before they pass you on the discount as reward points.
Currently, the 10X points were only available on the Hotel and Flights category. However, this may be changing now. Because, as per a new notice put out by HDFC Bank on the T&C page:
SmartBuy offer is applicable on all categories as mentioned in SmartBuy_10X_T&C.. Also customer has to continue as a guest to avail the offer.
That means, you could earn 10X points for the following activities with HDFC SmartBuy here on:
- Flight Booking
- Hotel Booking
- Bus Tickets
- Movie Bookings
- Mobile & DTH
- Electricity Bills
- Gas Pay
The current 10X offer runs through July 2017, but I’m guessing with these late changes, new offers must be renewed shortly. I’ll update more on when that happens.
This is a great opportunity to get some spend on the HDFC Bank Diners Club Credit Cards. You get tonnes of points to pay your bills or book your movies, now via HDFC SmartBuy.
Have you had success earning more points with HDFC Bank SmartBuy?