It is that time of the year when we are all either off for our annual holidays or shopping for friends and family. After all, it’s Diwali and it is here. I just thought I’d be sharing my thoughts on how are my spends being allocated to various cards this Diwali season.
HDFC Bank Diners Club Black
We have some work ongoing at my parental home in Delhi. Given that the Flipkart Big Diwali Sale is ongoing at Flipkart a 10% discount on these cards is great as well then. So, I’ll be using the HDFC Bank Diners Black at both Flipkart and Amazon (10X partner, i.e. 33% discount or so). Amazon is also running one final sale before Diwali, in case you missed it!
If you are planning to travel abroad for the Diwali Holidays, it may also be a good idea to put spend on the HDFC Bank Diners Club Black card. Because you’d get a 1% cashback and 10x points for international spend as well.
All these promotions are of course also valid on other Diners Club variants, so if you hold another version of the card, you could use that as well. HDFC Bank Diners Club has the promotions going on all of them!
Oh yes, trying my level best to get some Tanishq Vouchers on my spends which are not 10X on HDFC Bank Diners Club. More value for the spends. If I’d end up going to a Croma, then 5 MR Points per INR 100 extra as well! Of course, the Tanishq voucher promotion is also valid on the Amex Platinum Travel Credit Card, Amex Platinum Charge Card (with 40K Vouchers) and Amex Platinum Reserve Credit Card.
Now, everyone knows Citi has some of my favourite card products always. Citi Prestige is my go-to card for all the shopping I usually do, but I also still like the Citi PremierMiles which has a fan following beyond my imagination. I’ll be putting up spend on my Citibank card as well, given they are donating money for a noble cause this Diwali.
Given I’ve been on Jet Airways all through the past few weeks, I’ve been putting all my spend on Shipra’s JetPrivilege Diners Black for that. 24 JPMiles/INR 150 spent and the ability to modify plans due to booking directly as a JetPrivilege Platinum.
Of course, there are tonnes of other promotions out there that I’m sure I haven’t noticed or used, so happy to hear your thoughts about my strategy, and what could be done better.
How are you allocating your spends on various credit cards this Diwali? I’d love to hear and adjust my strategy accordingly too!
P.S.: Just landed the Yes Bank Preferred Card as well, which has a 10X points promotion of its own but only when you spend 50000 INR upwards. So that is out of my consideration set for now.