I hope this is not too late for the shoppers in their Holidays, but I just heard of it last evening too! HDFC Bank Credit Cards is offering Double Reward Points for the holiday shopping season for select members, subject to a minimum spending requirement being put in place. Here is all about HDFC Bank Double Points.

For instance, I got a promotion which offers me Double points if I spent INR 36000 on the card during the period December 16, 2017, to December 31, 2017. The maximum number of double points you can earn is capped at 2000 RPs.

Here are all the Terms of the promotion:

• Only those customers who received the communication is eligible for the offer
• Offer is valid only once per customer.
• 10X Txns won’t get 2X Reward Points again
• This offer is valid on Online & POS Spends done with HDFC Bank Credit Cards
• Offer is valid from 16th – 31st December 2017
• This offer is not valid on cash withdrawal and loan products like EasyEMI spends, Dial-An-EMI, Cash-on-Call, Balance Transfer, Balance Transfer on EMI, Jumbo Cash, etc.
• Returned purchases, disputed or unauthorized/fraudulent transactions, financial charges, EMI’s and card membership fees will not be considered for this offer.
• If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
• This offer is valid for Indian residents and citizens only.
• The above offer is by way of a special offer for select HDFC Bank Credit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
• Maximum Incremental Reward points which can be earned under this offer is capped at 2000 Reward Points per customer.

Having said that, last evening when I was at the Mall, I did not use this card but still went with my Citi Prestige Credit Card. Here are the maths for the INR 7800 transaction.

• Citi Prestige: 78 Citi Prestige Points => 312 Miles
• HDFC Bank Diners Club Black: 260 Reward Points (Not 2X points because not INR 36000 spend)

Bottomline

You need to check your promotion and see if it works for you. Mine asks for a big spend which I might have given them had it been earlier in the month, but on the last leg of the promotion, not really!

What is your offer from HDFC Bank and how are you using it?