It seems a lot of people have received a text message from HDFC Bank about the lounge access available on their HDFC Regalia credit cards last week. I’ve received tonnes of messages about this particular SMS, and also as a Regalia card holder, I got my own SMS as well from the Bank.
I just wanted to quickly share with you where this is coming from and why there is no reason to panic about this one. If you head to the HDFC Bank Regalia features, you will see the following policy in effect for lounge access.
As you can see, the policy is to only allow 6 times a year, the primary or add-on cardholders to access lounges outside of India for free using the Priority Pass that comes along with the HDFC Bank Regalia. From the seventh visit onwards, it would be charged at $27 per visit.
All that the cryptic SMS tries to clarify is, that anytime you swipe the Priority Pass in India, you will be compulsorily charged the $27 per passenger fee for your visit. This would include any visits to the International lounges in India.Why would you think that it matters to HDFC Bank if you’re visiting an Indian lounge or an International one?
It has to do with the price they pay the lounge for your trip. You see, you can access the Indian lounges for free two times a quarter using your credit card. It is my educated guess that the price that is billed to HDFC Bank for these lounge trips is lesser than the price billed via Priority Pass.
This is not interchangeable with the lounge access on Priority Pass. Hence, to access an Indian Lounge, you need to continue to use your Visa or MasterCard Lounge Access program and not the Priority Pass itself. Of course, if you want a better credit card for lounge access, you should have a look at our compilation of some of the cards that allow you credit-card based Lounge Access.
What is your inference of the HDFC Bank SMS for Regalia customers?