Credit Cards

Category Archives for Credit Cards.

The Jet Airways ICICI Bank co-branded cards, coming soon!

Jet Airways and ICICI Bank tied up for a co-branded credit card, along with their tie-up with HDFC Bank and American Express in July. The HDFC Bank version of the credit card, which came up in August, has not exactly been creating ripples in the market. At the time of announcing their tie-up with HDFC Bank, Jet Airways had also stated that they are working on a co-branded product with ICICI Bank. Now, it seems this is going to be coming up soon. Here is a sneak preview of things to come I caught on the ICICI Bank website, after reader sameer sounded me off via a comment in an earlier post. So, heightened expectations again. I am trying to…

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Citibank PremierMiles: Changes and promotions

My go-to credit card these days is the Citibank PremierMiles credit card, and I’ve noticed I must have missed some terms & conditions which now seem changed. I earlier told you in this post, that the Citibank PremierMiles card only earns 10 Miles per Rs. 100 for the first Rs. 500,000 of airline transactions. Earlier, the Terms & Conditions did not explicitly make the Premiermiles.co.in website spend a part of this limit. However, seems like the T&C were reworded recently, and now, the limit is clubbed within the same limit. Have a look: So, while I personally don’t like this new update, where I get only Rs. 500K worth of tickets with 10 PM/ Rs. 100, I’m going to live…

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Did you get your Jet Airways “Wheel of Fortune” prize yet?

Back in June 2012, Jet Airways took a sort of a poll about their new and coming co-branded credit card partnerships, branded the “Wheel of Fortune” contest. The initial participants were offered a prize, that if they got the correct answer, they get a 1-year fee waiver on their credit card application upon approval. However, later the Terms & Conditions were changed to make it 1000 JP Miles per correct answer. Evidently, some people will now get the First year free offer and some others will get the 1000 JP Miles. Here are two extracts from the T&C: Jet Airways reserves the right to offer eligible winners 1,000 Bonus JPMiles or any other equivalent offer The “First year Fee waiver”…

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Sunday Plastic: Jet Privilege HDFC Bank World Credit Card

Last week, HDFC Bank and Jet Airways finally announced the details of their co-branded credit card, which was initially announced on 13th July 2012. The new JP co-branded credit card will come in 3 variations: World, Platinum and Titanium. Here is a review on the World Credit Card, which is the top-tier credit card from this tie up. HDFC Bank is currently offering this card product on the MasterCard platform only. Sign-up bonus: On signing on for the card, you will be offered 5,000 JP Miles (first swipe within 90 days), another 5,000 JP Miles on spend of Rs. 75,000 (within the first 90 days), one complimentary base fare waiver domestic ticket code (fuel surcharge and taxes to be paid)…

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Jet Airways–HDFC Bank Credit Card is now free for Jet Airways Platinum

Yesterday I wrote about the new Jet Privilege – HDFC Bank credit cards which are now out in the market. In a comparison with the old tie-up with Citibank, there were some better benefits which I pointed out. Here is a summary: JetPrivilege Platinum members used to have the Citibank Credit Card free as long as they held their Platinum tier. With HDFC Bank, that was not the case. In the tie-up with Citibank, there were renewal benefits where the card-members would get bonus miles on fee payment every year. With HDFC Bank, that benefit was withdrawn. The upgrade vouchers for Rs. 2,00,000 spend offered by Citibank are replaced with one tier point for the same spend with HDFC Bank.…

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Jet Airways’ HDFC Bank co-branded credit card does not raise the bar!

Jet Airways announced three weeks back that they were going to partner with 3 banks to launch co-branded credit cards and HDFC Bank will be the first off the mark there. Last evening, the product details of the HDFC Bank – Jet Airways credit card were put out on the HDFC Bank website. In summary, the Jet Privilege HDFC Bank credit cards will be offered in 3 variants (all MasterCards) : World, Platinum and Titanium. Have a look below at the comparison sheet of the three versions (click on the image to zoom in). I will review all the products in detail in my review series of credit cards for mileage in the coming days, but here are some first…

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Citibank PremierMiles Card: more changes!

For those of you who have recently received their Citibank PremierMiles cards after the Jet Airways Citibank credit cards were discontinued (and prior loyalists like myself), here is a recap of some of the incremental changes in the offering that has happened over the past few months: The new cards, as well as the earlier issuances earn 4 PremierMiles per Rs. 100 spent on normal spend (see here). On airfare, the 10 PremierMiles per Rs. 100 spent has been limited to the first Rs. 500,000 spent directly with the airlines. Regular 4 PM per Rs. 100 spent applies afterwards (see here). Bookings via premiermiles.co.in does not attract this limit and gets you 10 PremierMiles per Rs. 100 spent all the…

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Citibank India to devalue reward points for airmile transfers from 1 Sept’12

If you use a ‘regular’ credit card, i.e., not a mileage earning one or a co-branded card from Citibank, you are most probably earning reward points for your transactions on the card. Now, while most people like to use these reward points for ordering shopping vouchers or gifts from their rewards catalogue, all my reward points are usually transferred to my  mileage accounts with one or the other airlines. Citibank offers the capability to convert these reward points to airmiles on Jet Privilege and Air India Flying Returns. They are now going to reduce the number of miles offered per reward point with effect from 1st September 2012 on these regular credit cards. As per the conversion chart posted on…

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Sunday Plastic: American Express Platinum Travel Card

The turmoil at Kingfisher Airlines seems to have affected their relationship with American Express as well. The American Express Kingfisher First Credit Card, while it still exists in the pockets of those who had them for years, is not being issued anymore. American Express then had to quickly work on an alternative and they have recently launched the American Express Platinum Travel Card. Here is how I look at the American Express card hierarchy in India as of now: American Express Platinum Charge Card American Express Platinum Reserve Credit Card American Express Gold Charge Card American Express Platinum Travel Credit Card   Like you can see, the American Express Platinum Travel Credit Card is the entry level American Express card…

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Jet Airways’s announces new credit card partnerships with 3 banks

About 7 weeks back I informed you about the on going trouble between Jet Airways and Citibank and how their 12-year long credit card partnership was coming to an end with effect from 15th July 2012. I had hinted on the partners in the works on this FlyerTalk thread, and both my predictions have come true! Now, the new tie-ups have been announced just in the nick of time, just like Jet Airways promised, but it looks like 2 out of the 3 are still work in progress. I don’t thing either of these 3 banks is going to be jumping with joy at their partnerships, since they will obviously be able to offer airmiles as rewards to their customers,…

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Hang on, do not use your Citi PremierMiles for Jet Airways redemptions

So I have been telling you to go get yourselves the Citibank PremierMiles Credit Card for a while, right? Like I recently wrote, Citibank and Jet Airways walked away from the Jet Airways co-branded partnership. But this seems to have had a huge impact on the ability of Citibank to run its PremierMiles program as well. A few days after this move, Citibank PremierMiles portal www.premiermiles.co.in could not display any tickets on Jet Airways, either for revenue or for redemption. What validated the assumption that Jet Airways/Jet Konnect was not showing up on the PremierMiles website by design was this little note that turns up every now and then asking you to book on the Jet Airways website and get…

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