Axis Bank

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My 2016 Mileage Earning Credit Card Strategy

Every year, I enlist the credit cards I am using and the ones I am junking. Here is the list of cards in my pocket at this point of time. I’m surely on the look out for more opportunities to earn miles and points, so help me filter this list further to make it better!

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My 2015 Indian Credit Cards Mileage Earning Strategy

Credit Cards play a huge role in earning miles in the current scenario around India. Here are all the credit cards I am spending on currently, along with my rationale for each of the credit cards. Have a look.

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Citibank, Axis Bank & American Express Credit Card Referrals in India

Citibank offering up to INR 9999 for member referrals in India Citibank ran a pretty lucrative member-get-member promotion earlier in the year, where they offered the originating member (who made a referral INR 2,500) per card referral which was successful. Citibank is now back with a new promotion, where you get INR 2,000 per card referral which is successful, up to 5 cards for INR 9999. I think the INR 9,999 limit comes into play because at INR 10,000 or more, they’d have to start doing Tax Deductions and issue TDS certificates as well. You need to have an existing Citibank Credit Card or Citibank Savings Account to be able to make a referral. The person you refer to, should…

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My Credit Card Strategy 2014 update

In the beginning of the year, I wrote my credit card strategy for 2014. I’ve been meaning to give a mid-year update, but not been able to do so far. Anyhow, lets take a look now at how things are going, and what may be the plan ahead. Here are the credit cards I already have, and my view on them. Citibank PremierMiles Visa (Keep): This is my favourite credit card all around, and if you’ve poked around this blog, you would have noticed I love this product. I intend to keep it and use it as my primary card to book airline tickets and make use of all the special Citibank promotions that come 3-4 times a year, such…

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Last day for Miles & More 50K offer and few days to Citi INR 2500 referral

A couple of quick reminders for the day. Like I wrote a couple of weeks back, the Lufthansa Miles & More Axis Bank 50K miles offer returned briefly and today is the last day to apply. You get a lucrative sign-up bonus of Miles & More miles. Additionally, if you spend INR 5,00,000 on the World Select Card, you get an extra 20,000 M&M Miles. If you’re a HON Circle or Senator member, makes the most sense for you if you don’t have the card since for sign-up you’re getting 10K miles for free. Frequent Traveller Members get it for half the price. I don’t know if Axis would be flexible on the date but do set up an appointment…

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Upto 50K Miles & More Miles Bonus returns with Axis Bank Credit Card

Axis Bank took over the the Miles & More co-branded credit cards portfolio in Q1 2013, and had been offering an accelerated bonus of up to 20000 miles on signing up the card before March 15, 2014 and spending at certain benchmarks. The promotion has now returned for a brief while, for card applications received till April 15, 2014. In summary, there are two Axis Bank Miles & More credit cards on offer: M&M Axis Bank MasterCard World: This is the lower version of the credit cards, and comes with 5000 miles after first transaction, and 4 miles for every INR 200 of eligible spend.  The joining fee is INR 3,500 and the annual fee from the second year is…

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Miles & More/Axis Bank offer upto 50,000 miles bonus

A lot of readers have been barraged (by Internet advertisements!) and have asked me recently about the Lufthansa Miles & More Axis Bank credit card which was introduced in 2013. The truth is, I’ve been inquisitive for a long while myself, but I’d sought some clarification from the bank, who did not come back to me after repeated attempts over the past 30 days or so. Miles & More has had a rough patch in India all these years, shifting credit card issuance partners every now and then, first from Deutsche Bank which is a global partner, who sold off the portfolio to IndusInd Bank, and now the switch to Axis Bank. The Axis Bank Miles & More co-branded credit…

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